Coaching Services
Everyone is unique. The purpose of the initial consultation is for me to listen as you explain your financial situation. Then if we decide to move forward with a financial coaching relationship I will customize my services to meet your individual needs. The following are examples of some of the coaching services I offer. The list is not all-inclusive so if you have a need that is not listed, please ask me if I can help...
- Financial goals - identify and develop a written set of your financial goals
- Prioritization - prioritize steps in your plan needed to maximize savings, build wealth and reduce expenses to improve cash flow
- Net worth - identify all assets and liabilities to determine your net worth
- Budget - develop a written budget listing all income sources and expenses to facilitate your knowledge and empower you to make adjustments to save money, reduce expenses and build wealth
- Cash flow - monitor your expenses and cash flow; plan for larger expenses and make recommendations to reduce expenses
- Debt review - review your debt and make recommendations as to how to payoff debt (credit card debt, car loans and student loans, etc.)
- Mortgage debt review - review your mortgage and analyze your refinance options to reduce your monthly payment
- Home purchase - assist in the home buying process for 1st time home buyers; develop strategies to “win” the deal in this competitive real estate market
- Insurance review - review insurance coverages and recommend changes to save money or to address gaps in coverages
- Employee benefit review - review/advise on selections of employee benefits and identify areas for savings and/or additional ways to build your wealth
- Emergency fund review - recommend an amount for your emergency fund and assess adequacy of your cash reserves
- Social Security - set up individual SS account and review SS estimates and options for when to begin taking SS based on overall financial situation and SS official retirement age; if SS account is already in place, review current SS payments and withheld amounts (taxes and Medicare premiums) for accuracy
- Retirement savings review - review retirement savings and determine if you are on track to meet your goal retirement date and income level and/or if you are missing out on receiving matched funds from your employer
- Bill payment - review and advise on most efficient system
- Annual bills - help plan for lump sum annual bills with sinking fund system
- Organization - organize your financial records and bill payment and create a system that works for you
- Account statements - review and reconcile
- Taxes - organize records and guide in basic tax return preparation process
- Liaison - act as a liaison with your other Professionals (Financial and/or Investment Advisor, Attorney, Insurance Agent, Banker, Tax Accountant, etc) and help you choose other professionals if you do not already have them
- Monitor progress - monitor your progress as needed, whether monthly, quarterly or annually
- Revise plan - make adjustments to your plan when “life events” occur such as a new job, marriage, new baby, child graduating from college, job loss, retirement, etc.
Knowledge is power. Let's get started today on your journey to achieve financial success...
See details about the process and pricing on the next page
Please call, text or email me today to schedule your complimentary consultation.
mailto:laura@lauramossdudley.com
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